XLR8

Prosperity Home Mortgage’s new XLR8 mortgage approval process makes applying for a conforming, conventional loan easier than ever by automatically verifying your credit, assets and income—no need to gather paystubs, tax records, bank statements and other documentation.

You simply complete a digital loan application via our website or mobile app and connect your bank accounts and employer via a secure portal.

In a matter of minutes, we may be able to validate credit, income/employment and assets electronically and issue an XLR8 commitment letter.

Advantages of XLR8:

  • Minimize loan conditions
  • Simplify the loan process
  • Close on your home faster
  • No last minute surprises
  • No searching for documents

XLR8 your mortgage today!

 

 

©2025 Prosperity Home Mortgage LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Arizona Mortgage Bankers License 1001252. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR,AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND,NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.


Status Definitions

For sale: Properties which are available for showings and purchase

Active contingent: Properties which are available for showing but are under contract with another buyer

Pending: Properties which are under contract with a buyer and are no longer available for showings

Sold: Properties on which the sale has closed.

Coming soon: Properties which will be on the market soon and are not available for showings.

Contingent and Pending statuses may not be available for all listings